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The no fault auto insurance law covers injuries as well as property damage unless the negligent driver was uninsured. It's important to consult with an attorney for car accidents prior to making a recorded or written statement to an insurance company.
If your case goes to court, both oral and written statements can be used against you. An experienced lawyer for car accidents will know how to properly prepare and testify in a trial for maximum value.
Damages
There are two kinds of damages victims may be awarded following an accident in the car. These are economic and non-economic. Economic damages are easily quantifiable. Medical bills, lost wages and repair costs for vehicles are examples. Non-economic damages, on other hand, are much more difficult to quantify. They can include things like suffering and suffering and loss of enjoyment life, and emotional distress.
An experienced car accident lawyer can help victims claim their maximum amount of compensation. They can also help reach a fair settlement with the insurance company of the driver who was at fault. They can even make the case go to trial if the insurance company refuses to make a full payment.
A reputable lawyer for car accidents will ensure that victims account for all of their expenses and losses. This can be done by collecting as much information as they can from the scene of the accident. For instance, they could take pictures of the scene of the accident and collect details from witnesses. This will prevent the insurance company from attempting to deny or undervalue your claim.
A lawyer who has been involved in a car accident can assist victims in calculating their total costs. This includes the cost of future and past medical treatment, and any costs associated with hiring someone to cook or perform chores for the victim if they are unable to do these tasks.
Medical bills
If you're involved in a car accident, medical expenses can increase quickly. Even even if you have no-fault insurance or an award from a personal injury suit and the bills aren't going away. You'll need help with paying them now, not later.
Luckily, there are two quick ways to pay for medical expenses that are covered by your car insurance and your health insurance. The first is usually referred to as Med Pay in New York, and it will pay for your medical bills after an auto accident attorney accident, regardless of who caused the crash. The latter is typically state-provided (Medicare) or via an insurance plan offered by a private company.
Always go to the doctor if you feel sick or if your injuries do not appear to be severe. A quick examination can ensure that all of your injuries are treated and identified including any internal injuries. The visit can also create an medical record that could be vital in any lawsuit.
If you've exhausted the two options above, you can then turn to the driver who was at fault's liability policy if it is sufficient to cover any damage. Be aware, however that you'll need to pay your own deductible and copays before you can pay. After a settlement is reached with the party responsible, you will be reimbursed for all costs related to the accident. This is why it's crucial to keep the track of all your expenses and expenses out of your pocket.
Loss of wages
In addition to medical expenses and property damage, a devastating car accident could also result in lost wages. It can be extremely difficult to meet your financial obligations if you are unable to work because of injuries sustained in a car crash. You may need to rely on your personal savings or borrow from family members until your case is resolved. An experienced New York car accident attorney can examine your case and determine if you have an appropriate claim for loss of earnings.
In the case of a car crash, the judge will award compensatory damages in order to compensate you for the amount you would have made even if you had not been injured. Hourly wages, overtime and benefits are all part of the definition of "economic damages." This amount of money is intended to return you to the financial position that you were in before the accident.
A judge will calculate the amount you've lost if you miss work due to your injuries, by reviewing a document that confirms the plaintiff's salary or hourly rate and the length of time you were absent from work. Bank statements and paycheck stubs are also relevant. Profit-and-loss accounts, tax returns and profit-and-loss reports are also a possibility.
In addition to the loss of income, an auto accident lawyer could seek compensation for lost earnings. This is a thorny aspect of your injuries, and is difficult to prove. A professional witness will be needed.
Pain and suffering
A severe car accident can leave you with medical bills, property damage and lost income. You may also suffer from emotional and psychological trauma. The pain and suffering you experience can be very real and requires compensation. A lawyer can assist you to get the money you're entitled to.
A lawyer can also assist you deal with insurance companies. Insurance adjusters are motivated by their own financial interests and will usually try to deny or reduce your claim. A lawyer who has experience in car accidents can defend you from these tactics and negotiate a a fair settlement of your injuries and losses.
Record all the costs and property damage you incurred as a result of the accident. Included in this are medical bills, estimates for repairs and receipts for damaged items. Photograph your injuries as well as the scene of the accident. It is best to avoid discussing the accident with anyone, besides police officers and medical professionals.
A lawyer can also help determine who is liable for the accident. New York is a "comparative fault" state, which means that the amount of the damages you incur will be diminished by your percentage of responsibility. In certain cases the liable party could be a city, corporation or state agency or an organization that provides public transportation or sanitation company.
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